Steve joined Santander in June 2008 and became Executive Director, Head of UK Banking in March 2012 having joined the Santander UK Board in June 2011.

Steve’s responsibilities cover the customer facing businesses including Retail, Mortgages, Business Banking, Wealth Management, Corporate and Commercial Banking and Universities; as well as Santander’s global businesses in the UK (Insurance, Consumer Finance, Asset Management and Cards).

Previously with NatWest and RBS where he was CEO of Business Banking, Managing Director of Commercial Banking and Managing Director of Corporate Banking. Steve also worked on a variety of financings, restructurings, capital market and equity issues during his time in NatWest Markets where he specialised in the leisure and retail sectors.